Qué Incluye el Programa?
- Guía de Reparación de Crédito DIY Paso a Paso
- Plantillas de Cartas de Disputa para Eliminar Elementos Negativos
- Estrategias para Crédito Empresarial y Financiamiento Sesiones en Vivo de Preguntas y Respuestas & Soporte Comunitario
My720 Credit Journey Bundle
Welcome to **My720 Journey**. By accessing and purchasing our services, you agree to comply with the following **terms and conditions**. These terms apply to all users of our website, membership plans, digital products, and affiliate programs.
2. Membership Plans & Digital Products
2.1 Membership Terms - The **720 Journey Membership** is a **monthly subscription ($20/month)** providing access to exclusive credit repair content, resources, and community support.
- Membership **auto-renews monthly** unless canceled before the renewal date.
- Payments are **non-refundable** once processed.
2.2 Digital Products (Credit Dispute Letters & DIY Credit Repair Bundle)**
All digital products are **non-refundable** and **delivered electronically** immediately after purchase.
You are granted a **personal license** to use the dispute letter templates.
3. Refund & Cancellation Policy
3.1 Membership Cancellation
-You may cancel your membership anytime through your **account settings** or by emailing **info@my720journey.com**.
- Cancellation requests must be made **before the next billing cycle** to avoid charges.
3.2 Digital Products
Due to the nature of digital products, **all sales are final**. We do not offer refunds once the file is downloaded.
4. Affiliate Program Terms
Affiliates earn **70% commission** on every successful referral purchase.
Payments are issued **monthly** via PayPal or direct deposit.
Affiliates **must not engage in false advertising or spam marketing.
My 720 Journey **reserves the right to terminate affiliates** violating policies.
5. Privacy & Data Protection
We respect your privacy and do not share your personal data with third parties.
Your payment information is securely processed through **trusted payment providers (PayPal, Stripe, etc.)
6. Limitation of Liability
My 720 Journey **is not a credit repair company**. We provide **DIY educational resources**.
We do not guarantee specific **credit score increases** or financial results.
Users are responsible for following legal guidelines when using dispute letters.
7. Dispute Resolution & Governing Law
Any disputes arising from these terms shall be resolved through **binding arbitration.
These terms are governed by the laws of **[CALIFORNIA USA]**.
8. Contact Information
If you have any questions regarding these terms, contact us at:
📧 **Email:** info@my720journey.com
📍 **Website:** www.my720Journey.com By using our website and services, you acknowledge that you have read, understood, and agree to these terms and conditions.